Bayern Munich vs Union Saint-Gilloise Prediction & Betting Tips - Champions League

Europe - Champions League

Bayern Munich
21/01/2026 15:00
Union Saint-Gilloise

Prediction :

 

More than 3.5 goals

1.62
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 by Sridhar Bhamidi | in Champions League Predictions

With an eye on securing their spot in the final 16 of the UEFA Champions League, Bayern Munich will look to continue their commanding run against Union Saint-Gilloise in League Phase matchday seven of the Champions League. This match on Wednesday between the second-placed Bavarians and the 27th-placed ‘Old Lady’ comes with our prediction of more than 3.5 goals.

Only Arsenal have a better record than Bayern this season, dropping points only once, in a 3-1 defeat to the leaders! Consistent wins aren’t the only constant from Bayern, who have been winning games with ease by scoring a lot of goals. This venue has also been consistently among the goals, which could be the case again here.

Union’s position in the table is perilous as they stare at the playoff spots from the outside. A defeat could be a crushing blow to their chances, which may push the Belgians to get on the board. Is there an upset in the making, or does Bayern have more than enough to keep winning? Read more for our analysis, team news, and match predictions.

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The Best Betting Odds for Bayern Munich v Union Saint-Gilloise Match

Bookmaker 1 X 2 Bonus up to
Bet365
1.13 10 15
Stake
1.13 10 19
Melbet
1.1 10.5 20
BC Game
1.11 9.8 17
Tonybet
1.13 9.8 19
Check all Bayern Munich vs Union Saint-Gilloise odds

What is the prediction for the football match between Bayern Munich and Union Saint-Gilloise?

Our prediction for the Bayern Munich vs Union Saint-Gilloise match is: more than 3.5 goals.

Probabilities according to our algorithm* of possible 1X2 football predictions and best odds for the match on 21/01/2026 between Bayern Munich and Union Saint-Gilloise in Champions League :

  • The Sportytrader ⭐ algorithm estimates a probability of 59.96% for a win of Bayern Munich against Union Saint-Gilloise with odds of 1.14 at 888Starz.
  • The probability according to Sportytrader ⭐ for a draw between Bayern Munich vs Union Saint-Gilloise is 24.19% with odds of 11 at 888Starz.
  • Our prediction model gives a 15.85% chance ⭐ for a win of Union Saint-Gilloise vs Bayern Munich with odds of 21 at 888Starz.

Bayern Munich vs Union Saint-Gilloise Form

Bayern Munich and Union Saint-Gilloise's standings in the Champions League

Teams Pts P W D L GD
2
Bayern Munich
Bayern Munich
15 6 5 0 1 +11
27
Union Saint-Gilloise
Union Saint-Gilloise
6 6 2 0 4 -8

Bayern Munich and Union Saint-Gilloise Last Matches

Bayern Munich
Bayern Munich Last matches
D W W W W W
Wins

5/6 (83%)

Draw

1/6 (17%)

Losses

0/6 (0%)

Average stats (Last 6 matchs)

5.33 Total goals
67% BTTS
4.5 Goals scored
0.83 Goals conceded
100% Over 2.5
0% Under 2.5

17 Jan 2026 - Bundesliga

Leipzig
1 :  5
Bayern Munich

14 Jan 2026 - Bundesliga

Köln
1 :  3
Bayern Munich

11 Jan 2026 - Bundesliga

Bayern Munich
8 :  1
Wolfsburg

6 Jan 2026 - Clubs Friendlies

Salzburg
0 :  5
Bayern Munich

21 Dec 2025 - Bundesliga

Heidenheim
0 :  4
Bayern Munich

14 Dec 2025 - Bundesliga

Bayern Munich
2 :  2
1 Fsv Mainz 05
W W W W D W
Wins

5/6 (83%)

Draw

1/6 (17%)

Losses

0/6 (0%)

Average stats (Last 6 matchs)

5.33 Total goals
83% BTTS
4.17 Goals scored
1.17 Goals conceded
100% Over 2.5
0% Under 2.5

11 Jan 2026 - Bundesliga

Bayern Munich
8 :  1
Wolfsburg

14 Dec 2025 - Bundesliga

Bayern Munich
2 :  2
1 Fsv Mainz 05

9 Dec 2025 - Champions League

Bayern Munich
3 :  1
Sporting Lisbon

29 Nov 2025 - Bundesliga

Bayern Munich
3 :  1
St. Pauli

22 Nov 2025 - Bundesliga

Bayern Munich
6 :  2
Freiburg

1 Nov 2025 - Bundesliga

Bayern Munich
3 :  0
Bayer Leverkusen
W W W W W W
Wins

6/6 (100%)

Draw

0/6 (0%)

Losses

0/6 (0%)

Average stats (Last 6 matchs)

4.83 Total goals
50% BTTS
4.17 Goals scored
0.67 Goals conceded
100% Over 2.5
0% Under 2.5

17 Jan 2026 - Bundesliga

Leipzig
1 :  5
Bayern Munich

14 Jan 2026 - Bundesliga

Köln
1 :  3
Bayern Munich

6 Jan 2026 - Clubs Friendlies

Salzburg
0 :  5
Bayern Munich

21 Dec 2025 - Bundesliga

Heidenheim
0 :  4
Bayern Munich

6 Dec 2025 - Bundesliga

Stuttgart
0 :  5
Bayern Munich

3 Dec 2025 - DFB Pokal

Union Berlin
2 :  3
Bayern Munich
Union Saint-Gilloise
Union Saint-Gilloise Last matches
L D W D W W
Wins

3/6 (50%)

Draw

2/6 (33%)

Losses

1/6 (17%)

Average stats (Last 6 matchs)

2.33 Total goals
50% BTTS
1.5 Goals scored
0.83 Goals conceded
17% Over 2.5
83% Under 2.5

17 Jan 2026 - Jupiler Pro League

Union Saint-Gilloise
1 :  0
Mechelen

14 Jan 2026 - Belgian Cup

FCV Dender EH
0 :  2
Union Saint-Gilloise

26 Dec 2025 - Jupiler Pro League

Cercle Bruges
1 :  1
Union Saint-Gilloise

20 Dec 2025 - Jupiler Pro League

Union Saint-Gilloise
2 :  0
Zulte Waregem

14 Dec 2025 - Jupiler Pro League

Charleroi
1 :  1
Union Saint-Gilloise

9 Dec 2025 - Champions League

Union Saint-Gilloise
2 :  3
Marseille
W W D L W W
Wins

4/6 (67%)

Draw

1/6 (17%)

Losses

1/6 (17%)

Average stats (Last 6 matchs)

2.5 Total goals
50% BTTS
1.67 Goals scored
0.83 Goals conceded
33% Over 2.5
67% Under 2.5

17 Jan 2026 - Jupiler Pro League

Union Saint-Gilloise
1 :  0
Mechelen

20 Dec 2025 - Jupiler Pro League

Union Saint-Gilloise
2 :  0
Zulte Waregem

9 Dec 2025 - Champions League

Union Saint-Gilloise
2 :  3
Marseille

6 Dec 2025 - Jupiler Pro League

Union Saint-Gilloise
1 :  1
Gent

3 Dec 2025 - Belgian Cup

Union Saint-Gilloise
2 :  1
Zulte Waregem

22 Nov 2025 - Jupiler Pro League

Union Saint-Gilloise
2 :  0
Cercle Bruges
D W L D D W
Wins

2/6 (33%)

Draw

3/6 (50%)

Losses

1/6 (17%)

Average stats (Last 6 matchs)

1.67 Total goals
50% BTTS
1 Goals scored
0.67 Goals conceded
0% Over 2.5
100% Under 2.5

14 Jan 2026 - Belgian Cup

FCV Dender EH
0 :  2
Union Saint-Gilloise

26 Dec 2025 - Jupiler Pro League

Cercle Bruges
1 :  1
Union Saint-Gilloise

14 Dec 2025 - Jupiler Pro League

Charleroi
1 :  1
Union Saint-Gilloise

30 Nov 2025 - Jupiler Pro League

Anderlecht
1 :  0
Union Saint-Gilloise

25 Nov 2025 - Champions League

Galatasaray
0 :  1
Union Saint-Gilloise

9 Nov 2025 - Jupiler Pro League

Mechelen
1 :  1
Union Saint-Gilloise

Bayern Munich - Union Saint-Gilloise: Form Analysis

Bayern Munich have 15 points (W5, L1) and are three points behind leaders Arsenal while starting the round two points above PSG. The Germans defeated Sporting 3-1 at home on matchday six, bouncing back from a 3-1 loss away at Arsenal on matchday five.

The Bavarians have won all three home matches in the Champions League this season, each time scoring 3+ goals. Bayern won 5-1 away at Leipzig last weekend in the Bundesliga, which was their eighth victory over the last nine competitive games (D1).

Bayern scored 3+ goals in 10 of their last 12 competitive home matches.

Union have six points in this campaign (L4) and are one point outside the top 24 places ahead of this round. They were beaten 3-2 at home by Marseille on the last matchday, which was their fourth loss in the last four Champions League games.

Interestingly, both their wins have come on the road, and Union also happen to come here with a positive record. They have won three of their last four competitive games (D1), including two in a row.

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Bayern Munich vs Union Saint-Gilloise last Lineups

Bayern Munich

Formation : 4 - 2 - 3 - 1

1
M. Neuer
20
T. Bischof
2
D. Upamecano
4
J. Tah
21
H. Ito
45
A. Pavlovic
8
L. Goretzka
7
S. Gnabry
42
L. Karl
14
L. Diaz
9
H. Kane
10
A. El Hadj
12
P. David
30
R. Florucz
25
A. Khalaili
8
A. Zorgane
6
K. Van De Perre
11
G. Smith
3
M. Barry
5
K. Mac Allister
26
R. Sykes
37
K. Scherpen

Formation : 3 - 4 - 3

Union Saint-Gilloise

Substitutes

Bayern Munich
Bayern Munich
Goalkeeper

J. Urbig

Defender

R. Guerreiro

J. Kimmich

K. Min-jae

Midfielder

A. Davies

F. Chavez

D. Daiber

J. Musiala

Forward

M. Olise

Union Saint-Gilloise
Union Saint-Gilloise
Goalkeeper

V. Chambaere

Defender

F. Leysen

L. Patris

Midfielder

I. Pavlic

Forward

M. Rasmussen

M. Biondic

M. Fuseini

B. Zeneli

K. Rodriguez

Missing players

Bayern Munich
Bayern Munich
Defender

J. Stanisic

S. Boey

Midfielder

K. Laimer

Union Saint-Gilloise
Union Saint-Gilloise

Bayern Munich & Union Saint-Gilloise Squad Analysis

Konrad Laimer is unavailable for Bayern after being suspended for this match. Josip Stanisic is also out for the hosts, while Leon Goretzka remains doubtful, along with Sacha Boey.

The hosts will continue to feature in their 4-2-3-1 formation with Harry Kane leading at the top. Luis Diaz and Serge Gnabry behind Kane are likely to be their creative outlets, especially with their runs behind their main man Kane!

Kane has five goals to his name in this year’s Champions League.

Union travel here with doubts over the availability of Kevin Rodriguez, while Thierno Mamadou Barry also remains doubtful for this trip. Union have, otherwise, no major injury concerns.

The visitors have usually lined up in 3-4-3 formations, although they have used an ultra-defensive 3-5-1-1 system earlier in this competition against Atletico. Bayern’s strong attacking record could see a change in the formation and a few more bodies in the defensive midfield. Promise David could be their biggest goal threat as he looks to add to his count of two Champions League strikes this season.

Most goals and assists

CD Huachipato Bayern Munich
CD Huachipato Union Saint-Gilloise
Top Goalscorer
England H. Kane (5 Goals)
Top Goalscorer
Canada P. David (2 Goals) Israel A. Khalaili (2 Goals)
Best assists
Austria K. Laimer (3 Assists)
Best assists
Ecuador K. Rodriguez (1 Assists)
Morocco S. Boufal (1 Assists)
Algeria A. Zorgane (1 Assists)
Belgium R. Schoofs (1 Assists)

Bayern Munich and Union Saint-Gilloise Stats in Champions League

Bayern Munich
Bayern Munich
Union Saint-Gilloise
Union Saint-Gilloise
83%
Wins
33%
17%
Losses
67%
0%
Draws
0%
4.17
Average goals per match
3.67
3
Goals scored per match
1.17
1.17
Goals conceded per match
2.5
0%
Under 2.5 goals
17%
100%
Over 2.5 goals
83%
17%
No goals conceded
17%
83%
BTTS
50%

Bayern Munich - Union Saint-Gilloise Key Points

  1. Bayern’s last 12 competitive games produced over 3.5 goals.
  2. Five of Bayern’s six Champions League matches this season saw at least four goals scored.
  3. Bayern scored 3+ goals in six of their last seven home matches in all competitions.
  4. Five of Union’s six Champions League matches this season produced four or more goals.
  5. Two of Union’s three away Champions League games this season produced exactly four goals.
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Our Bayern Munich vs Union Saint-Gilloise Prediction

Bayern are the goal machines of Europe, scoring at will and delivering wins with ease. They are already assured of the play-off places, but going by their recent form, it would be a surprise if they don’t make it as one of the top eight teams. A big win here will aid that push, although Union will try to play spoiler. The Belgian visitors have struggled in this competition, but their games have been goal-heavy.

This match could go the same way as Bayern’s games, and our Bayern Munich vs Union Saint-Gilloise prediction is more than 3.5 goals.

Prediction :

 

More than 3.5 goals

1.62
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Bayern Munich vs Union Saint-Gilloise - Other Interesting Predictions

Bayern wins and BTTS

Odds 2.45

Bayern’s recent games have shown their defensive frailties, which could open the door for Union to find at least one goal. Risky, but a strategic punt could be backing Bayern to win and BTTS.

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Bayern Munich vs Union Saint-Gilloise - FAQs

The Bayern Munich vs Union Saint-Gilloise UEFA Champions League match is scheduled for an 8 pm GMT Time kick-off on Wednesday, January 21.
The Bayern Munich vs Union Saint-Gilloise UEFA Champions League match is set to be played at the Allianz Arena in Munich. With a seating capacity of 70,000, the stadium has been home to Bayern Munich since the start of the 2005-06 season.

The Bayern Munich vs Union Saint-Gilloise UEFA Champions League match will be broadcast live on TNT Sports 7 in the UK and Ireland.

You can follow the game through our live scores. Check out our UEFA Champions League Livescore page!

Rade Obrenovic of Slovenia is the match referee for this fixture. He will be assisted on the pitch by Jure Praprotnik and Grega Kordez, also from Slovenia. Completing the quartet from the same country is the fourth official Martin Matosa. Matej Jug of Slovenia is the Video Assistant Referee.
Bayern Munich will round off their League Phase engagements with an away game against PSV Eindhoven. Union Saint-Gilloise will play at home against Atalanta in their last match.
This is the second season for the new format, as 36 teams start the League phase with four matches at home and four on the road. The top eight ranked teams from this phase will receive a bye to the round of 16. The teams ranked from 9th to 24th will play in the knockout phase play-offs. Among these, the teams from 9th to 16th are seeded, while the others are unseeded. Teams that are ranked from 25th to 36th will be eliminated from Europe.

All tips are fully researched and given in good faith, but profits cannot be guaranteed.

Bayern Munich vs Union Saint-Gilloise Prediction